What’s Happening with Insurance Companies
and why it affects you
You may have heard that some of the biggest health insurance companies are reporting financial “losses” or lower profits this year.
Let’s break that down—and explain why it matters to you.
Wait—Aren’t They Still Making Billions?
Yes. Many insurance companies are still incredibly profitable. But in recent reports, 5 of the 7 largest U.S. insurers said their profit margins dropped in late 2024. That just means they made less money than expected, not that they’re losing money overall.
Still, that drop usually makes insurers do one thing: Cut costs—fast. And often, those cuts come at your expense.
What This Could Mean for You:
• More denials or delays. Insurers may deny more treatments or require more paperwork (prior authorization, step therapy, etc.).
• Higher out-of-pocket costs. You might be asked to pay more for the same medicine or be forced to try cheaper options first.
• Less access to new treatments. Insurers might limit coverage of newer, more effective drugs—even if your doctor recommends them.
This puts even more stress on people with chronic, rare, or serious conditions.
How We Can Help:
We’re watching these changes—and we’re here to stand with you.
We’ll keep you informed. We break down what’s changing, what it means, and what to do.
We’ll help you fight back. If your treatment is denied, we can help you appeal or connect you to support.
We’ll speak up for you. We’re working with lawmakers, health officials, and partners to protect patient rights.
We’ll lift your voice. Sharing your story helps us fight harmful policies—and shows decision-makers the real impact of their choices.
What You Can Do Right Now:
If you’ve faced delays, denials, or cost increases—tell us. Your story matters.
Ask us for help if you don’t understand your coverage or if you’ve been denied a treatment.
Follow our updates and advocacy actions—we’ll let you know when it’s time to speak up together.
You deserve access to the care you need—without jumping through endless hoops.
We’re not giving up—and we’re not letting insurers quietly take away your options.
Together, we’ll fight back.